U.S. Business Model

SASH Homes U.S. Model

A groundbreaking approach combining Opportunity Zones, Low-Income Housing Tax Credits, and healthcare partnerships to create financially sustainable affordable housing with integrated health services

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Four-Layer Capital Stack

Opportunity Zones
Tax-free appreciation for 10+ year investors
  • • 8,700 designated zones nationwide
  • • Zero taxes on capital gains
  • • No income restrictions on residents
  • • Ideal for mixed-income communities
LIHTC Credits
30-70% of development costs covered
  • • 4% credit with unlimited availability
  • • $2.75 per capita state allocation
  • • 10-year tax credit stream
  • • Paired with tax-exempt bonds
Healthcare Payers
$1.6B invested 2017-2019
  • • CVS, Kaiser, UnitedHealth partnerships
  • • 4-5% equity returns
  • • Medicaid MCO contracts
  • • Medicare Advantage benefits
University Partners
Research, workforce, community engagement
  • • University of Illinois partnership
  • • Dr. Ruby Mendenhall leadership
  • • Longitudinal outcomes research
  • • Workforce development pipeline

Sample 100-Unit Community

Total Development Cost: $28,000,000

Tax-Exempt Bonds
30-year, 4.5% interest
60%
$16.8M
LIHTC Equity (4% credit)
15-year compliance
30%
$8.4M
Healthcare Payer Investment
Equity, 10-year hold, 4-5% return
5%
$1.4M
Opportunity Zone Fund
Equity, 10-year hold, tax-free gains
5%
$1.4M

Annual Revenue (Stabilized Year 3)

Rental Income
$900,000
RPM Reimbursements
$720,000
Total Annual Revenue
$1,620,000

Phased Geographic Expansion

Phase 1: Years 1-3
Midwest Anchors
Champaign-Urbana, IL
150 units • University of Illinois partnership
Chicago, IL
400 units • 135 Opportunity Zones
St. Louis, MO
200 units • 74 Opportunity Zones
Total: 750 units
Phase 2: Years 4-6
Rust Belt
Gary, IN
300 units • 18 Opportunity Zones
Baltimore, MD
300 units • 42 Opportunity Zones
Detroit, MI
250 units • 31 Opportunity Zones
Total: 850 units
Phase 3: Years 7-10
Sunbelt Markets
Atlanta, GA
400 units • 260 Opportunity Zones
Jackson, MS
200 units • 37 Opportunity Zones
Miami Gardens, FL
250 units • High MA penetration
Total: 850 units
2,450 Units
Total by Year 10

Partnership Opportunities

Healthcare Payers & Systems

Partner with SASH to address social determinants of health while achieving competitive financial returns.

  • Reduce ER visits by 25% and hospital admissions by 20%
  • Earn 4-5% equity returns plus LIHTC tax benefits
  • Improve member retention and satisfaction
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Universities & Research Institutions

Collaborate on research, workforce development, and community engagement initiatives.

  • Conduct longitudinal health outcomes research
  • Develop workforce training programs
  • Provide community services and extension programs
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Measurable Impact

SASH tracks comprehensive outcomes across health, housing stability, and economic mobility

25%
ER Visit Reduction
Target reduction from baseline
85%
Lease Renewal Rate
Housing stability target
80%
Medication Adherence
Chronic disease management

Ready to Partner with SASH?

Join us in creating a scalable model for health equity that delivers financial returns while improving lives in underserved communities.

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